Serving the Health Insurance Needs of Everyone (SHINE)
Free, unbiased Medicare counseling in Massachusetts. Trained counselors go through your costs and choices with you, and they don't sell plans.
Prescription costs
Prescription Advantage, Massachusetts' drug-cost program for older people, stopped taking new applications after September 11, 2026. People already enrolled stay in the program.
If you are not a member and your income and savings are limited, you may qualify for Extra Help, the federal program that lowers drug costs.
| One person | Married couple | |
|---|---|---|
| Yearly income limit for members with Medicare (from April 1, 2026) | $79,800 a year | $108,200 a year |
| Age (current members) | 65 or older, or under 65 with a disability |
|---|---|
| Medicare Savings Program | People in a MassHealth Buy-In (Medicare Savings Program) can't be members |
Source: Executive Office of Aging & Independence, Commonwealth of Massachusetts (source 3)
| What members with Medicare get (from April 1, 2026) | A once-a-year chance to join or switch Medicare drug plans outside open enrollment, one-time emergency coverage of a drug your plan won't cover, and help applying for Extra Help and choosing a plan |
|---|
Source: Executive Office of Aging & Independence, Commonwealth of Massachusetts (source 2)
| Last day for new applications | September 11, 2026 |
|---|
Source: Executive Office of Aging & Independence, Commonwealth of Massachusetts (source 1)
Sources: Executive Office of Aging & Independence, Commonwealth of Massachusetts (source 1), Medicare.gov (Centers for Medicare & Medicaid Services) (source 5)
Free help
Free, unbiased Medicare counseling in Massachusetts. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.