State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Maryland. Trained counselors go through your costs and choices with you, and they don't sell plans.
Prescription costs
Maryland's Senior Prescription Drug Assistance Program (SPDAP) pays up to $100 a month toward your Medicare drug plan premium.
It is for Maryland residents with Medicare and moderate incomes, at any age. People who get full Extra Help or Medicaid can't join, because those programs already cover their drug costs.
| One person | Married couple | |
|---|---|---|
| Yearly income limit (2026 chart) | $47,880 a year | $64,920 a year |
| Where you live | Maryland resident for at least six months |
|---|---|
| Age | Any age, if you have Medicare |
| Medicare drug plan | Must be enrolled in a Part D plan or a Medicare Advantage plan with drug coverage |
| Extra Help and Medicaid | You can't join if you get full Extra Help or are eligible for Medicaid |
| What it pays | Up to $100 a month toward your Medicare drug plan premium |
|---|
Sources: Maryland Senior Prescription Drug Assistance Program, for the Maryland Department of Health (source 1), Medicare.gov (Centers for Medicare & Medicaid Services) (source 5)
Free help
Free, unbiased Medicare counseling in Maryland. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.