State Health Insurance Assistance Program (SHIP)
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Utilities and phone
In Maryland, LIHEAP is the Maryland Energy Assistance Program (MEAP), run by the Office of Home Energy Programs.
One application covers MEAP, which pays toward your heating fuel or gas bill, and the Electric Universal Service Program (EUSP) for electric bills, plus help with large past-due bills. You can apply any time from July through June, and households on SNAP or Temporary Cash Assistance may not need to apply at all.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Monthly income limit, one person (state fiscal year 2027: July 1, 2026 to June 30, 2027) | $2,660 a month for one person (200% of the federal poverty level) Source: Maryland Department of Human Services, Office of Home Energy Programs (source 5) |
|---|---|
| Monthly income limit, two people (fiscal year 2027) | $3,607 a month for two people Source: Maryland Department of Human Services, Office of Home Energy Programs (source 5) |
| Which income counts | Gross income of everyone in the home 18 and older in the 30 days before you apply |
| If you get SNAP or Temporary Cash Assistance | You are counted as eligible and do not need to fill out an application or send documents |
| What to have ready | A government photo ID, Social Security cards or other federal papers for everyone in the home, your utility bill and heating fuel bill, and proof of everyone's income such as Social Security award letters or pension statements |
| MEAP heating grant (fiscal year 2027) | Up to $1,325 for propane in most of the state ($1,458 in Garrett County), with lower amounts for oil, gas, wood and electric heat. The grant depends on your fuel, income and where you live, and is paid to your heating supplier. Source: Maryland Department of Human Services, Office of Home Energy Programs (source 7) |
|---|---|
| Help with past-due gas and electric bills | Up to $2,000 toward a past-due bill of $300 or more, once every five years with some exceptions. You must qualify for EUSP to get the electric arrearage grant. |
| Winter crisis help (FY 2026 state plan) | Up to $600 from Nov. 1 to March 31 for homes with no heat, a fuel shortage, or a utility shut-off less than three days away Source: LIHEAP Clearinghouse (source 8) |
| When to apply | Year-round |
|---|---|
| Program year | July 1 to June 30. Fiscal year 2027 runs July 1, 2026 to June 30, 2027. |
| Winter crisis period (FY 2026 state plan) | Nov. 1 to March 31 Source: LIHEAP Clearinghouse (source 8) |
Where Maryland's rules differ from the federal rules for LIHEAP heating and cooling help.
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