New Mexico ADRC State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in New Mexico. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
New Mexico's Low Income Home Energy Assistance Program (LIHEAP) gives one payment a year toward heating and cooling costs, run by the Health Care Authority's Income Support Division.
You can apply any time from Oct. 1 to Sept. 30, and households with someone 60 or older get extra points, which means a larger benefit. Benefits for 2026–27 run from $80 to $560.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Gross income limit, one person (FFY 2027) | $1,995 a month for one person (150% of the federal poverty level) |
|---|---|
| Gross income limit, two people (FFY 2027) | $2,705 a month for two people (150% of the federal poverty level) |
| Over the income limit | If you are over the limit because of a recent household emergency, you may still qualify for a crisis benefit Source: New Mexico State Records Center and Archives (source 5) |
| Yearly benefit (FFY 2027) | $80 to $560, at $40 per point. Points come from energy costs, income, propane heat and vulnerable members. |
|---|---|
| Crisis LIHEAP | Faster help if your utility is shut off, you have a shut-off notice, or you are almost out of wood, propane or other fuel. Bring a copy of the notice. |
| Application period (FFY 2027) | Year round, Oct. 1, 2026 to Sept. 30, 2027, while funds last. One benefit per year covers heating and cooling. Source: New Mexico State Records Center and Archives (source 4) |
|---|---|
| Extra help for older adults | A household member 60 or older adds 2 points ($80) to the benefit |
Where New Mexico's rules differ from the federal rules for LIHEAP heating and cooling help.
Sources: New Mexico Health Care Authority (source 2), New Mexico State Records Center and Archives (source 4)
Free help
Free, unbiased Medicare counseling in New Mexico. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.