State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Alabama. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
Alabama's LIHEAP helps pay heating bills in winter and cooling bills in summer, with extra crisis help when the weather puts someone's health at risk.
You apply through the community action agency for your county, not the state office, and homes with someone 60 or older get early application times.
| Monthly income limit, one person (program year 2027, from the state's draft 2027 plan) | $1,995 a month for one person (150% of the federal poverty level) |
|---|---|
| Monthly income limit, two people (rules in effect from Oct. 1, 2025; the 2027 figure is not posted yet) | $2,644 a month for two people |
| Which income counts | Gross income of everyone in the home for the month before the month you apply |
| Whose name must be on the bill | The head of the household or their spouse. Bring a recent heating or cooling bill that shows the account number. |
| What to bring | Proof of last month's income for everyone in the home, Social Security cards for everyone, and the applicant's photo ID |
Source: Alabama Department of Economic and Community Affairs (source 2)
| Heating help, estimated range (program year 2027 draft plan) | $280 to $580. Local agencies may add $50 for a home with high energy needs, such as one with an older adult. |
|---|---|
| Cooling help, estimated range (program year 2027 draft plan) | $320 to $520 |
| Crisis help, maximum (program year 2027 draft plan) | Up to $1,100 in winter and up to $990 in summer, when lack of heat or cooling would likely endanger someone's health (with a doctor's or nurse's statement), after a declared disaster, or for a home with a child under 18 |
Source: Alabama Department of Economic and Community Affairs (source 2)
| Heating season (the draft 2027 plan still shows last season's dates) | Oct. 1 to April 30 in 2025–26. Winter 2026–27 dates were not posted when we checked; ask your local agency. |
|---|---|
| Cooling season (2026 dates shown in the draft 2027 plan) | May 1 to Sept. 30 |
| Early sign-up for older adults | Homes with someone 60 or older, a person with a disability, or a child under 18 get early application periods and set times when only they may apply. Some agencies hold appointments for older adults on set days at senior centers. |
Source: Alabama Department of Economic and Community Affairs (source 2)
Where Alabama's rules differ from the federal rules for LIHEAP heating and cooling help.
Source: Alabama Department of Economic and Community Affairs (source 2)
Source: Alabama Department of Economic and Community Affairs (source 1)
Free help
Free, unbiased Medicare counseling in Alabama. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.