State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Alabama. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Medicare Savings Programs in Alabama
Alabama Medicaid runs three Medicare Savings Programs that pay your Medicare Part B premium, and with QMB also your Medicare deductibles and coinsurance.
Alabama has no savings limit for these programs, so only your income is checked. You apply on a paper form (Form 211) by mail or email, or through the Medicaid district office for your county.
How to apply in Alabama
- By phone
- 1-800-362-1504
- In person
- At the Alabama Medicaid district office that serves your county. There are 11 offices; the state's contacts page lists each one with the counties it serves.
- By mail
- Mail the Medicare Savings Program application (Form 211) to Medicaid, PO Box 5624, Montgomery, AL 36103-5624, or email it to apply@medicaid.alabama.gov.
Who may qualify in Alabama
| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,350 a month | $1,824 a month |
| SLMB income limit | $1,616 a month | $2,184 a month |
| QI income limit | $1,816 a month | $2,455 a month |
| Savings limit | No limit | No limit |
What you may get
| What QMB pays | Your Part B premium, Medicare deductibles and the 20% coinsurance, plus the Part A premium when certain conditions are met |
|---|---|
| What SLMB pays | Your Part B premium only |
| What QI pays | Your Part B premium only |
How Alabama is different
Where Alabama's rules differ from the federal rules for Medicare Savings Programs.
- No savings limit
Good to know
- If only one spouse has Medicare, that spouse's income must be under the one-person limit and the couple's combined income under the couple limit.
Free help
Free help with this in Alabama
Alabama Department of Senior Services
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Alabama
Medicare Savings Programs in another state
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Alabama Medicaid Agency, Help Paying for Medicare Premiums (official government site). Checked Oct 28, 2026.
- Alabama Medicaid Agency, Medicaid Income Limits for 2026 (Form 207) (official government site). Checked Oct 28, 2026.
- Alabama Medicaid Agency, Applicant Contacts (official government site). Checked Oct 28, 2026.
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