Delaware Medicare Assistance Bureau (DMAB)
Free, unbiased Medicare counseling in Delaware. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Medicare Savings Programs in Delaware
Delaware's Division of Medicaid and Medical Assistance (DMMA) runs the Medicare Savings Programs, which it calls the Qualified Medicare Beneficiary Programs.
They pay your Medicare Part B premium, and with QMB also your Part A premium, deductibles and the 20% coinsurance. Delaware says your assets are not considered for QMB.
How to apply in Delaware
- By phone
- 1-866-843-7212
- In person
- At a DMMA office: in New Castle County (Newark or Wilmington), Kent County (Dover, Milford or Smyrna State Service Centers) or Sussex County (Georgetown). Offices are open 8:00 a.m. to 4:30 p.m., Monday to Friday.
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify in Delaware
| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,330 a month (after the first $20 of income is set aside) | $1,804 a month (after the first $20 of income is set aside) |
| SLMB income limit | $1,596 a month (after the first $20 of income is set aside) | $2,164 a month (after the first $20 of income is set aside) |
| QI-1 income limit | $1,796 a month (after the first $20 of income is set aside) | $2,435 a month (after the first $20 of income is set aside) |
| Savings limit | No limit | No limit |
Source: Delaware Division of Medicaid and Medical Assistance (source 2)
What you may get
| What QMB pays | Your Part A premium (if you pay one), Part B premium, Part A and Part B deductibles and the 20% coinsurance |
|---|---|
| What SLMB pays | Your Part B premium only |
| What QI-1 pays | Your Part B premium only |
Source: Delaware Division of Medicaid and Medical Assistance (source 1)
How Delaware is different
Where Delaware's rules differ from the federal rules for Medicare Savings Programs.
- No savings limit: Delaware says your assets are not considered
Source: Delaware Division of Medicaid and Medical Assistance (source 1)
Good to know
- Delaware lists its limits as countable income, after the first $20 of monthly income is set aside. With that $20 they line up with the federal limits ($1,350 a month for one person under QMB).
- People in these programs do not get regular Medicaid services.
Source: Delaware Division of Medicaid and Medical Assistance (source 2)
Free help
Free help with this in Delaware
Division of Services for Aging and Adults with Physical Disabilities (DSAAPD)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Delaware
Medicare Savings Programs in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Delaware Division of Medicaid and Medical Assistance, Qualified Medicare Beneficiary Programs (official government site). Checked Oct 28, 2026.
- Delaware Division of Medicaid and Medical Assistance, Income Limits (2026 Monthly Countable Income for Medicare Savings Programs) (official government site). Checked Oct 28, 2026.
- Delaware Division of Medicaid and Medical Assistance, Contact Information (official government site). Checked Oct 28, 2026.
- National Council on Aging, Medicare Savings Programs (MSPs): Eligibility and Coverage (2026). Checked Oct 28, 2026.
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