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Medicare and health costs
Medicare Savings Programs in Rhode Island
Rhode Island calls its Medicare Savings Programs the Medicare Premium Payment Program.
Since February 1, 2026, it has two levels with income limits higher than the federal ones: QMB, which pays your Part A and Part B premiums, co-payments and deductibles, and QI, which pays your Part B premium. You can apply online at HealthyRhode, by phone, by mail, or at a Department of Human Services office.
How to apply in Rhode Island
- By phone
- 1-855-697-4347
- In person
- Fill out the Medicare Premium Payment application (form MPP-1) and drop it in the secure drop box at any Department of Human Services (DHS) office.
- By mail
- Mail the completed application to RI Department of Human Services, P.O. Box 8709, Cranston, RI 02920-8787.
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify in Rhode Island
| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,683 a month | $2,275 a month |
| SLMB income limit | No separate SLMB level: since February 1, 2026, people in this income range get QMB instead | No separate SLMB level: since February 1, 2026, people in this income range get QMB instead |
| QI income limit | $2,255 a month | $3,050 a month |
| Savings limit | $9,950 | $14,910 |
Source: Rhode Island Executive Office of Health and Human Services (source 1)
What you may get
| What QMB pays | Your Medicare Part A and Part B premiums, co-payments and deductibles |
|---|---|
| What SLMB pays | Folded into QMB since February 1, 2026, so people at this income level get the fuller QMB help |
| What QI pays | Your Part B premium. Money for QI is limited and given first come, first served. |
Source: Rhode Island Executive Office of Health and Human Services (source 1)
How Rhode Island is different
Where Rhode Island's rules differ from the federal rules for Medicare Savings Programs.
- QMB income limit higher than the federal one: up to 125% of the poverty level, since February 1, 2026
- QI income limit higher than the federal one: up to 168% of the poverty level, since February 1, 2026
- No separate SLMB level: people who would have qualified for SLMB are enrolled in QMB instead
Source: Rhode Island Executive Office of Health and Human Services (source 2)
Good to know
- For free help with the application, you can call or visit the Aging and Disability Resource Center (The POINT) at 401-462-4444.
Source: Rhode Island Executive Office of Health and Human Services (source 1)
Free help
Free help with this in Rhode Island
Office of Healthy Aging (OHA)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Rhode Island
Medicare Savings Programs in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Rhode Island Executive Office of Health and Human Services, Medicare Premium Payment Program (official government site). Checked Oct 28, 2026.
- Rhode Island Executive Office of Health and Human Services, Public Notice of Proposed Amendment to the Rhode Island Medicaid State Plan: MSP Income Disregard (official government site). Checked Oct 28, 2026.
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