State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in South Carolina. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
South Carolina's Healthy Connections Medicaid runs three Medicare Savings Programs that pay your Medicare Part B premium, and with QMB also your other Medicare premiums, co-pays and deductibles.
South Carolina uses the federal income and savings limits, shown on its chart after a general income disregard is taken off. You can apply online, by mail or at your county's Healthy Connections eligibility office.
Applying is free. Nobody should charge you to apply.
Apply on the official site| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,330 a month (after the first $20 of income is set aside) | $1,804 a month (after the first $20 of income is set aside) |
| SLMB income limit | $1,596 a month (after the first $20 of income is set aside) | $2,164 a month (after the first $20 of income is set aside) |
| QI income limit | $1,796 a month (after the first $20 of income is set aside) | $2,435 a month (after the first $20 of income is set aside) |
| Savings limit | $9,950 | $14,910 |
Source: South Carolina Department of Health and Human Services (source 1)
| What QMB pays | Your Medicare premiums, co-pays and deductibles |
|---|---|
| What SLMB pays | Your Part B premium only |
| What QI pays | Your Part B premium only |
Source: South Carolina Department of Health and Human Services (source 1)
Source: South Carolina Department of Health and Human Services (source 2)
Free help
Free, unbiased Medicare counseling in South Carolina. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.