Missouri SHIP
Free, unbiased Medicare counseling in Missouri. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Missouri's Family Support Division runs three Medicare Savings Programs that may pay your Medicare Part B premium, and with QMB also your Part A premium, deductibles and coinsurance.
Missouri uses the federal income and savings limits. You can apply with a short Medicare Savings Program form, by upload, mail or fax, or at a local Family Support Division Resource Center.
Applying is free. Nobody should charge you to apply.
Apply on the official site| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,330 a month (after the first $20 of income is set aside) | $1,804 a month (after the first $20 of income is set aside) |
| SLMB income limit | $1,596 a month (after the first $20 of income is set aside) | $2,164 a month (after the first $20 of income is set aside) |
| QI (SLMB2) income limit | $1,796 a month (after the first $20 of income is set aside) | $2,435 a month (after the first $20 of income is set aside) |
| Savings limit | $9,950 | $14,910 |
| What QMB pays | Your Medicare Part A and Part B premiums, deductibles and coinsurance |
|---|---|
| What SLMB pays | Your Part B premium |
| What QI-1 (SLMB2) pays | Your Part B premium. Missouri lets you choose this or MO HealthNet coverage, not both. |
| Current income limits in effect since | April 1, 2026 |
|---|
Free help
Free, unbiased Medicare counseling in Missouri. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.