Georgia State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Georgia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Georgia Medicaid runs three Medicare Savings Programs: QMB, SLMB and QI-1.
They may pay your Medicare Part B premium, and with QMB also your Part A premium if you pay one, plus deductibles and coinsurance. Georgia uses the federal income and savings limits, and you apply through the Division of Family and Children Services (DFCS).
Applying is free. Nobody should charge you to apply.
Apply on the official site| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,350 a month | $1,824 a month |
| SLMB income limit | $1,616 a month | $2,184 a month |
| QI income limit | $1,816 a month | $2,455 a month |
| Savings limit | $9,950 | $14,910 |
| What QMB pays | Your Part A premium (if you pay one) and Part B premium, Medicare deductibles and the 20% coinsurance Source: Georgia Division of Family and Children Services (source 2) |
|---|---|
| What SLMB pays | Your Part B premium only Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 6) |
| What QI-1 pays | Your Part B premium only Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 6) |
Source: Georgia Division of Family and Children Services (source 5)
Free help
Free, unbiased Medicare counseling in Georgia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.