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Medicare and health costs

Medicare Savings Programs in Florida

Florida calls its Medicare Savings Programs "Medicare Buy-In." They may pay your Medicare Part B premium, and with QMB also your deductibles and copays.

Checked

From the Florida Department of Children and Families
An older woman in her kitchen reads a letter from the day's mail

Florida uses the federal income and savings limits, and you apply on a paper form that you mail or fax to the Department of Children and Families.

How to apply in Florida

By phone
850-300-4323
In person
Florida asks you to mail or fax the paper form to a local DCF Customer Service Center; the DCF Family Resource Center locator lists centers near you.
By mail
Print the Medicaid/Medicare Buy-In Application from the DCF forms site, fill it in, and mail or fax it to a local DCF Customer Service Center. Florida says this paper form is the only way to apply for Medicare Buy-In alone.

Who may qualify in Florida

Who may qualify for Medicare Savings Program
2026 figuresOne personMarried couple
QMB income limit$1,330 a month (after the first $20 of income is set aside)$1,804 a month (after the first $20 of income is set aside)
SLMB income limit$1,596 a month (after the first $20 of income is set aside)$2,164 a month (after the first $20 of income is set aside)
QI income limit$1,796 a month (after the first $20 of income is set aside)$2,435 a month (after the first $20 of income is set aside)
Savings limit$9,950$14,910

Source: Florida Department of Children and Families (source 2)

What you may get

What Medicare Savings Program pays
What QMB paysYour Part A premium (if you pay one) and Part B premium, plus Medicare deductibles, coinsurance and copays
What SLMB paysYour Part B premium only
What QI paysYour Part B premium only

Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 3)

Good to know

  • Florida's chart lists each limit after the first $20 of monthly income is set aside, so $1,330 here lines up with the federal $1,350 for QMB, and the other limits line up the same way.
  • Florida's chart also lists higher limits for larger families, up to 10 people (for example, $2,277 a month for QMB in a family of three).

Source: Florida Department of Children and Families (source 2)

Free help

Free help with this in Florida

More help in Florida

Medicare Savings Programs in another state

Sources

  1. Florida Department of Children and Families, Medicaid (official government site). Checked Oct 28, 2026.
  2. Florida Department of Children and Families, Appendix A-9.1: Medicare Savings Programs (MSPs) and Low-Income Subsidy (LIS) Coverage Groups, Financial Standards Effective April 2026 (official government site). Checked Oct 28, 2026.
  3. Medicare.gov (Centers for Medicare & Medicaid Services), Medicare Savings Programs (official government site). Checked Oct 28, 2026.

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