Serving Health Insurance Needs of Elders (SHINE)
Free, unbiased Medicare counseling in Florida. Trained counselors go through your costs and choices with you, and they don't sell plans.
Income and Social Security
Florida's Optional State Supplementation (OSS) helps pay for an assisted living facility, adult family care home or mental health residential treatment facility.
It is not paid to people living on their own. In 2026 it pays up to $184.40 a month for one person, and the Department of Children and Families pays it separately from SSI.
| One person | Married couple | |
|---|---|---|
| Income limit (January 2026) | $1,072.40 a month | $2,047.80 a month |
| Savings limit (January 2026) | $2,000 | $3,000 |
| Age | 65 or older (or 18 or older and blind or disabled) Source: Florida Department of Children and Families (source 1) |
|---|---|
| Where you live | A licensed assisted living facility, adult family care home or mental health residential treatment facility, certified as the care you need Source: Florida Department of Children and Families (source 1) |
| Monthly supplement, one person living on their own (January 2026) | None for people living on their own Source: Florida Department of Children and Families (source 1) |
|---|---|
| Most OSS pays, one person in assisted living or an adult family care home (January 2026) | Up to $184.40 a month |
| Most OSS pays, couple in assisted living or an adult family care home (January 2026) | Up to $386.80 a month |
Where Florida's rules differ from the federal rules for State SSI supplements.
Source: Florida Department of Children and Families (source 1)
Free help
Free, unbiased Medicare counseling in Florida. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.