Indiana State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Indiana. Trained counselors go through your costs and choices with you, and they don't sell plans.
Income and Social Security
Indiana SSI supplement
Indiana does not add a state payment to SSI for people living on their own.
It pays up to $22 a month, called Supplemental Assistance for Personal Needs (SAPN), to people on SSI and Medicaid who live in a nursing facility and whose SSI drops to $30. The state sets it up automatically through your Medicaid case.
How to apply in Indiana
Who may qualify in Indiana
| Who it is for | People on Medicaid who live in a Medicaid-certified nursing facility all month and get the reduced $30 SSI payment |
|---|
Source: Indiana Family and Social Services Administration (source 1)
What you may get
| Monthly supplement, one person living on their own (2026) | None for people living on their own |
|---|---|
| Monthly SAPN payment, SSI recipient in a nursing facility (2026) | Up to $22 a month |
Source: Indiana Family and Social Services Administration (source 1)
How Indiana is different
Where Indiana's rules differ from the federal rules for State SSI supplements.
- Paid separately by the state; it starts automatically through your nursing facility Medicaid case with the Division of Family Resources
Source: Indiana Family and Social Services Administration (source 1)
Good to know
- SAPN is paid directly to you or to a representative payee, and it doesn't count as income for Medicaid.
- Indiana also runs a Residential Care Assistance Program (RCAP) with room and board help for some people in residential care.
Source: Indiana Family and Social Services Administration (source 1)
Free help
Free help with this in Indiana
Bureau of Better Aging (BBA)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Indiana
State SSI supplement in another state
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Sources
- Indiana Family and Social Services Administration, Indiana Health Coverage Program Policy Manual, Chapter 5000, Supplemental Assistance for Personal Needs (official government site). Checked Oct 28, 2026.
- Indiana Family and Social Services Administration, Indiana Health Coverage Program Policy Manual (all chapters), 1610.25.00 RCAP Eligible Individuals (official government site). Checked Oct 28, 2026.
- Indiana Family and Social Services Administration, Contact DFR (official government site). Checked Oct 28, 2026.
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