Indiana State Health Insurance Assistance Program (SHIP)
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Utilities and phone
Energy Assistance Program (EAP) (LIHEAP) in Indiana
Indiana's Energy Assistance Program (EAP) pays a once-a-year benefit straight to your utility to help with heating and electric bills, and faster help if you are disconnected or about to run out of fuel.
For 2026–27 you can apply from Oct. 1, 2026 to April 30, 2027, online or through the local service provider for your county. Once you apply, a regulated utility can't shut off your service from Dec. 1 through March 15.
How to apply in Indiana
- Online
- eap.mylitt.com
- In person
- Contact the local service provider (usually a community action agency) for your county to apply in person, by phone appointment, or to get a paper application by mail. IHCDA's EAP page has an interactive map and a county list showing which provider serves you.
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify in Indiana
| Monthly income limit, one person (program year 2027) | $2,796 a month, or $33,556 a year, for one person (60% of state median income) |
|---|---|
| Monthly income limit, two people (program year 2027) | $3,656 a month, or $43,882 a year, for two people |
| Which income counts | Your household's income over the most recent three months |
| What to bring | Proof of income, current utility bills or account statements, and a lease or tenant verification statement if utilities are included in your rent |
Source: Indiana Housing and Community Development Authority (source 1)
What you may get
| Heating benefit (FY 2026 state plan; the 2027 plan link was broken) | $100 to $625. Homes with someone who is elderly, disabled, a young child, or a veteran or active-duty service member get $50 more. |
|---|---|
| Crisis help | If you have a disconnection notice, are disconnected, have propane or fuel oil at or below 25% of the tank, or are within 10 days of running out of other delivered fuel, your local provider must act within 48 hours (18 hours if a life is at risk). |
| Winter crisis maximum (FY 2026 state plan) | Up to $800 |
Source: Indiana Housing and Community Development Authority (source 2)
Dates, renewals and waiting lists
| Application period, program year 2027 | Oct. 1, 2026 at 8 a.m. to April 30, 2027 at 5 p.m. (Eastern) |
|---|---|
| Summer cooling help | No separate cooling benefit in the FY 2026 plan |
| Winter shut-off protection | Dec. 1 through March 15, a regulated utility may not shut off service to a customer who is eligible for and has applied for EAP. Tell your utility once you apply. |
Source: Indiana Housing and Community Development Authority (source 1)
How Indiana is different
Where Indiana's rules differ from the federal rules for LIHEAP heating and cooling help.
- State law bars regulated utilities from shutting off applicants' service from Dec. 1 through March 15
- Homes with an older, disabled, young or veteran member get $50 more (FY 2026 plan)
Source: Indiana Housing and Community Development Authority (source 1)
Good to know
- Benefits aren't guaranteed and depend on federal funding. Local providers can take 55 days to decide, and the utility up to 30 more days to post the benefit, so keep paying your bills.
- Indiana switched its online application from EAPConnect to a new system called LITT for 2026–27.
- For questions, contact your local service provider; if you can't reach them, email IHCDA's Community Programs team at eap@ihcda.in.gov.
Source: Indiana Housing and Community Development Authority (source 1)
Free help
Free help with this in Indiana
Bureau of Better Aging (BBA)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Indiana
Help with heating and cooling bills in another state
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- District of Columbia
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- Texas
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- Virginia
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- West Virginia
- Wisconsin
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Sources
- Indiana Housing and Community Development Authority, Energy Assistance Program (EAP) (official government site). Checked Oct 28, 2026.
- Indiana Housing and Community Development Authority, LIHEAP Detailed Model Plan, FY 2026 (official government site). Checked Oct 28, 2026.
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