Maine State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Maine. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
Maine calls its LIHEAP the Home Energy Assistance Program, or HEAP.
It helps homeowners and renters pay for heating fuel, and the Energy Crisis Intervention Program (ECIP) can send an emergency delivery if you are nearly out of fuel. MaineHousing runs it through local community action agencies, and applications for 2026–27 opened Aug. 3, 2026.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Gross income limit, one person (2026–27 season) | $38,070 a year ($3,173 a month) for one person |
|---|---|
| Gross income limit, two people (2026–27 season) | $49,784 a year ($4,149 a month) for two people |
| If your income is over the limit | You may be able to deduct part of what you paid for eligible medical expenses |
| What to bring | Names, birth dates, Social Security numbers and proof of citizenship for everyone in the home, and proof of gross income such as Social Security, pension, wages or disability payments. Ask your agency what else to bring. |
Source: MaineHousing (source 1)
| Heating benefit (FY 2026 state plan; 2026–27 amounts not posted) | $88 to $1,012, based on household size, income and other household expenses |
|---|---|
| Crisis help (ECIP) | For homes with an extremely low supply of heating fuel. Fill out a HEAP application first, then ask your agency about crisis help. The FY 2026 plan's maximum was $500. |
Source: LIHEAP Clearinghouse (source 2)
| HEAP applications, 2026–27 season | Aug. 3, 2026 until funds run out or May 29, 2027 Source: MaineHousing (source 1) |
|---|---|
| ECIP crisis applications, 2026–27 season | Nov. 1, 2026 to April 30, 2027 Source: MaineHousing (source 1) |
| Older adults (FY 2026 state plan) | In the first 90 days, agencies make a good faith effort to serve homes that pay for their own heat and include someone 60 or older, a person with a disability or a child 6 or younger. Those homes also get extra points when the benefit is set. Source: LIHEAP Clearinghouse (source 2) |
Where Maine's rules differ from the federal rules for LIHEAP heating and cooling help.
Sources: LIHEAP Clearinghouse (source 2), MaineHousing (source 1)
Source: MaineHousing (source 1)
Free help
Free, unbiased Medicare counseling in Maine. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.