Senior Health Insurance Program (SHIP)
Free, unbiased Medicare counseling in Rhode Island. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
Rhode Island's Low Income Home Energy Assistance Program (LIHEAP) gives a grant toward your winter heating bill, paid straight to your utility or fuel company.
The Department of Human Services runs it with local Community Action Agencies, which take applications from Oct. 1, 2026 to April 15, 2027. Households that qualify may also get a discount on their RI Energy bill.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Gross income limit, one person (FFY 2027, required from Oct. 1, 2026) | $3,617 a month ($43,410 a year) for one person (60% of state median income) |
|---|---|
| Gross income limit, two people (FFY 2027) | $4,730 a month ($56,767 a year) for two people (60% of state median income) |
Source: Rhode Island Department of Human Services (source 2)
| Heating grant | A grant paid directly to your utility or fuel company. It isn't meant to cover the whole season's heating cost, and grants may be limited by funding. No dollar range is published in the documents checked. |
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| Utility crisis grant | If your electric or gas service is disconnected for nonpayment, you may qualify for a utility crisis grant during the season; contact your local Community Action Agency |
Source: Rhode Island LIHEAP (source 3)
| Application period (FFY 2027) | Community Action Agencies process applications starting Oct. 1, 2026; the deadline is April 15, 2027. Grant notices start going out Dec. 1, 2026. |
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| Funding | DHS says federal LIHEAP money is limited and help depends on it, so apply early |
Source: Rhode Island LIHEAP (source 3)
Where Rhode Island's rules differ from the federal rules for LIHEAP heating and cooling help.
Source: Rhode Island LIHEAP (source 3)
Source: Rhode Island LIHEAP (source 3)
Free help
Free, unbiased Medicare counseling in Rhode Island. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.