Seniors' Health Insurance Information Program (SHIIP)
Free, unbiased Medicare counseling in North Carolina. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
North Carolina's Low Income Energy Assistance Program (LIEAP) makes a one-time payment to your heating company each winter.
Households with someone 60 or older, or a disabled person getting services through the Division of Aging and Adult Services, can sign up first, Dec. 1 to 31; everyone else applies Jan. 1 to March 31. A separate Crisis Intervention Program (CIP) helps all year with heating or cooling emergencies.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Income limit, one person, households with someone 65 or older or disabled (FY 2026 chart, the latest posted) | $1,956 a month for one person (150% of the federal poverty level) |
|---|---|
| Income limit, two people, households with someone 65 or older or disabled (FY 2026 chart, the latest posted) | $2,644 a month for two people (150% of the federal poverty level) |
| Income limit, one person, other households (FY 2026 chart) | $1,695 a month for one person (130% of the federal poverty level) |
| Who pays the bill | Your household must be responsible for its heating costs |
| Savings limit for crisis help (CIP) | $4,500 if someone in the home is 60 or older or disabled; $3,000 for other households |
Source: North Carolina Department of Health and Human Services (source 2)
| LIEAP payment (FY 2026 chart) | $300 to $500, paid once to your heating company. For one or two people it is $300 or $400, depending on income. |
|---|---|
| Crisis Intervention Program (CIP) | Help with a heating or cooling crisis, such as no heat or cooling or a shut-off notice, when someone's health or safety is at risk. Apply by mail, email, fax or drop-off at your county DSS; a final notice or past-due bill is enough. |
Source: North Carolina Department of Health and Human Services (source 2)
| Early sign-up for older and disabled people | Dec. 1 to 31 for households with someone 60 or older, or a disabled person getting services through the Division of Aging and Adult Services |
|---|---|
| LIEAP sign-up for all other households | Jan. 1 to March 31, or until funds run out |
| Cooling help | Through the Crisis Intervention Program only, July 1 to June 30 or until funds run out |
| Crisis Intervention Program application period | July 1 to June 30, or until the money runs out |
Source: North Carolina Department of Health and Human Services (source 1)
Where North Carolina's rules differ from the federal rules for LIHEAP heating and cooling help.
Source: North Carolina Department of Health and Human Services (source 1)
Source: North Carolina Department of Health and Human Services (source 4)
Free help
Free, unbiased Medicare counseling in North Carolina. Trained counselors go through your costs and choices with you, and they don't sell plans.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.