Health Information, Counseling and Advocacy Program (HICAP)
Free, unbiased Medicare counseling in Texas. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
Texas runs LIHEAP as the Comprehensive Energy Assistance Program (CEAP), which helps pay heating and cooling bills all year through local agencies covering all 254 counties.
Depending on income, a household may get up to $1,200 to $1,800 a year in bill help and the same again in crisis help, plus help repairing or replacing a heating or cooling unit. Households with someone 60 or older are among those served first.
| Yearly income limit, one person (Program Year 2026 guidelines, effective Jan. 26, 2026) | $23,940 a year for one person (150% of the federal poverty level) |
|---|---|
| Yearly income limit, two people (Program Year 2026 guidelines) | $32,460 a year for two people (150% of the federal poverty level) |
Source: Texas Department of Housing and Community Affairs (source 2)
| Most utility bill help in a year (FY 2027 plan) | Up to $1,800 if income is at or under 50% of poverty, $1,500 at 51% to 75%, and $1,200 at 76% to 150%. There is no minimum. |
|---|---|
| Crisis help (FY 2027 plan) | A separate crisis component with the same income-based maximums, $1,200 to $1,800 a year |
| Heating and cooling units | Up to $9,000 to buy, repair or replace a heating or cooling unit, or for a portable or window unit |
| Most a household can get in a year (FY 2027 plan) | $12,600 in all |
Source: Texas Department of Housing and Community Affairs (source 3)
| When to apply (FY 2027 plan) | Year-round; heating, cooling and crisis help all run from Oct. 1, 2026, with no set season |
|---|---|
| Priority for older adults | Local providers must have a written procedure to serve households with someone 60 or older, disabled, or a young child, and those with high energy bills, first |
Source: Texas Department of Housing and Community Affairs (source 3)
Where Texas's rules differ from the federal rules for LIHEAP heating and cooling help.
Source: Texas Department of Housing and Community Affairs (source 3)
Source: Texas Department of Housing and Community Affairs (source 1)
Free help
Free, unbiased Medicare counseling in Texas. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.