State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Colorado. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
Colorado's LEAP helps pay winter heating bills, and it can fix or replace a broken furnace for people who qualify.
Applications are taken from Nov. 1 to April 30, and older adults can apply starting Oct. 1. If you got LEAP last year, an application is usually mailed to you in September.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Income limit (FY 2026 state plan; the dollar chart is on the CDHS website, which we could not open) | 60% of state median income, for every household size |
|---|---|
| Furnace repair or replacement | If you're approved for LEAP and your heating system doesn't work, you may also be able to get it repaired or replaced through Energy Outreach Colorado, with a separate application. Renters get this only if the landlord qualifies. |
Source: LIHEAP Clearinghouse (source 1)
| Heating help, estimated range (FY 2026 state plan; 2027 figures not posted) | $200 to $1,000, paid to your heating company or, when heat is in your rent, on a state EBT card |
|---|---|
| Crisis help (FY 2026 state plan) | Applications with a shut-off notice, heat already shut off, fuel running out within two weeks, or an eviction notice when heat is in the rent are fast-tracked. The crisis amount is what it takes to fix the problem, up to your regular heating benefit or $1,000, whichever is lower. |
Source: LIHEAP Clearinghouse (source 1)
| Heating application period (each year) | Nov. 1 to April 30 |
|---|---|
| Early sign-up for older adults (FY 2026 state plan) | Homes with someone 60 or older, a person with a disability, or a young child can apply starting Oct. 1, a month before the season opens Source: LIHEAP Clearinghouse (source 1) |
Where Colorado's rules differ from the federal rules for LIHEAP heating and cooling help.
Source: LIHEAP Clearinghouse (source 1)
Sources: Energy Outreach Colorado (source 2), LIHEAP Clearinghouse (source 1)
Free help
Free, unbiased Medicare counseling in Colorado. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.