Senior Health Insurance Information Program (SHIIP)
Free, unbiased Medicare counseling in Iowa. Trained counselors go through your costs and choices with you, and they don't sell plans.
Utilities and phone
Iowa's LIHEAP helps pay part of your winter heating bill and offers crisis help all year, such as fixing a broken furnace or stopping a shut-off.
Homes with someone 60 or older or a person with a disability can apply starting Oct. 1, a month before everyone else, at the community action agency for their county. Once you're approved, state law protects your gas and electric service from disconnection from Nov. 1 through April 1.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Yearly gross income limit, one person (Oct. 1, 2026 to Sept. 30, 2027) | $31,920 a year for one person (200% of the federal poverty level) |
|---|---|
| Yearly gross income limit, two people (Oct. 1, 2026 to Sept. 30, 2027) | $43,280 a year for two people |
| Which income counts | Income is figured for a year, using the last 30 days, the most recent calendar year, or the most recent 12 months |
| Other rules | Your household must have an energy burden, and you must be able to verify citizenship status for everyone in the home |
| If utilities are included in subsidized rent | Subsidized renters with both heat and electric included in the rent can't get regular help |
Source: Iowa Department of Health and Human Services (source 1)
| Heating benefit (FFY 2027 state plan) | $80 to $800, based on income, household size, home type and heating fuel. Homes with an older, disabled or young member get more. |
|---|---|
| Crisis help, year-round | Repair or replacement of a broken heating unit, emergency fuel delivery when 30% or less is left, help if you're disconnected or about to be, temporary shelter, blankets or space heaters, and a window air conditioner if medically necessary |
Source: Iowa Department of Health and Human Services (source 2)
| When to apply for winter 2026–27 | From Oct. 1 for homes with someone 60 or older or disabled; from Nov. 1 for everyone else. Applications close April 30. |
|---|---|
| Crisis help | Oct. 1, 2026 to Sept. 30, 2027 (year-round) |
| Early sign-up for older adults | Homes with someone 60 or older, a person with a disability, a shut-off threat or a broken heating system can apply from Oct. 1, a month before the Nov. 1 start for others |
| Winter shut-off protection | Households certified for LIHEAP or weatherization are protected from gas and electric disconnection by regulated utilities from Nov. 1 through April 1 |
Source: Iowa Department of Health and Human Services (source 1)
Where Iowa's rules differ from the federal rules for LIHEAP heating and cooling help.
Source: Iowa Department of Health and Human Services (source 2)
Source: Iowa Department of Health and Human Services (source 1)
Free help
Free, unbiased Medicare counseling in Iowa. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.