DC State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in District of Columbia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
In the District, the Medicare Savings Program is a single program called QMB, run by DC Medicaid.
It may pay your Medicare Part A and Part B premiums, deductibles and coinsurance if your income is up to 300% of the federal poverty level, far above the federal limit. Your savings are not counted.
Applying is free. Nobody should charge you to apply.
Apply on the official site| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $4,010 a month | $5,430 a month |
| SLMB income limit | No separate SLMB; QMB covers this income range | No separate SLMB; QMB covers this income range Source: DC Department of Human Services, Economic Security Administration (source 2) |
| QI income limit | No separate QI; QMB covers this income range | No separate QI; QMB covers this income range Source: DC Department of Human Services, Economic Security Administration (source 2) |
| Savings limit | No limit | No limit Source: DC Department of Human Services, Economic Security Administration (source 2) |
| What QMB pays | Your Medicare Part A and Part B premiums, deductibles and coinsurance for Medicare-covered care |
|---|
Where District of Columbia's rules differ from the federal rules for Medicare Savings Programs.
Sources: DC Department of Health Care Finance (source 1), DC Department of Human Services, Economic Security Administration (source 2)
Free help
Free, unbiased Medicare counseling in District of Columbia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.