DC State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in District of Columbia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Taxes
District of Columbia has 3 programs that can lower property taxes for older adults: Senior Citizen or Disabled Property Owner Tax Relief, Individual Income Property Tax Credit (Schedule H) and Low-Income Senior Citizen Property Tax Deferral. Each one has its own rules and deadline.
If you are 65 or older and own the District home you live in, this relief cuts your property tax in half. For tax year 2026, your household's 2024 federal adjusted gross income must be under $163,500. You can apply online at MyTax.DC.gov as soon as you turn 65.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Age | 65 or older (or disabled at any age); you can apply as soon as you turn 65 |
|---|---|
| Household income limit, tax year 2026 | Total household federal adjusted gross income for 2024 under $163,500. Everyone living in the home counts, except tenants paying fair market rent under a written lease. |
| Home | You own at least 50% of the home (or co-op unit) on the deed, and it is your principal residence. The same rules apply as for the Homestead Deduction. |
| What it's worth | Your property tax is cut by 50% |
|---|---|
| Homestead Deduction that comes with it, tax year 2026 | Lowers the home's assessed value by $91,950, which the District says saves $781.58 a year |
| When to apply | Any time after you turn 65; the District's page gives no yearly deadline |
|---|---|
| Reapply each year? | The District's page describes no yearly reapplication. You must ask to cancel it (online at MyTax.DC.gov) within 30 days if you stop qualifying, and the District runs random audits. |
Where District of Columbia's rules differ from the federal rules for Property tax relief for seniors.
Schedule H is a District income tax credit that gives back part of your property tax or rent, up to $1,425. It is open to both homeowners and renters. If you are 70 or older, your 2025 household income can be up to $90,000.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Age | Any age; the income limit is higher at 70 or older |
|---|---|
| Income limit, age 70 or older (2025 tax year) | Federal adjusted gross income of your tax filing unit $90,000 or less |
| Income limit, under 70 (2025 tax year) | Federal adjusted gross income of your tax filing unit $66,000 or less |
| Home | You own or rent your home in the District |
| Most you can get (2025 tax year) | Up to $1,425 |
|---|
Where District of Columbia's rules differ from the federal rules for Property tax relief for seniors.
If you are 65 or older with household income under $50,000, the District may let you put off paying your property tax and repay it later. Deferred tax carries 6% interest, or no interest if you are 75 or older and meet extra conditions. You apply online at MyTax.DC.gov.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Age | 65 or older (75 or older for the no-interest option) |
|---|---|
| Household income limit | Household federal adjusted gross income under $50,000 |
| Extra rules for the no-interest option | Lived in the District at least 25 years, and interest and dividend income under $12,500 |
| What it's worth | You may put off paying property tax. Deferred tax carries 6% interest, or 0% if you are 75 or older and meet the extra rules. |
|---|---|
| Limit | Deferred taxes plus interest can't be more than 25% of the home's assessed value for the year the deferral starts |
| Application deadline | March 31 to start with the first-half tax, or September 15 to start with the second-half tax |
|---|
Where District of Columbia's rules differ from the federal rules for Property tax relief for seniors.
Free help
Free, unbiased Medicare counseling in District of Columbia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
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