Skip to main content
Free helpMedicare help (SHIP)1-877-839-2675Eldercare Locator1-800-677-1116
Text size
Menu

Taxes

Property tax relief for seniors in Connecticut

Connecticut has 2 programs that can lower property taxes for older adults: Homeowners' Elderly/Disabled (Circuit Breaker) Tax Relief Program and Renters' Rebate for Elderly/Disabled Renters. Each one has its own rules and deadline.

Checked

An older woman and her grown daughter go through a folder of papers at the kitchen table

Homeowners' Elderly/Disabled (Circuit Breaker) Tax Relief Program

Connecticut lowers the property tax bill of homeowners 65 or older with modest income, by up to $1,000 for a single person or $1,250 for a married couple. You apply at your town assessor's office between February 1 and May 15, and refile every two years.

How to apply

In person
File Form M-35H at the assessor's office in the town where you live, February 1 to May 15

Who may qualify

Who may qualify for Homeowners' Elderly/Disabled (Circuit Breaker) Tax Relief Program
AgeYou or your spouse 65 or older by December 31 of the year before you apply (or totally disabled)
Income limit, unmarried (2025 income, applications in 2026)$46,300 a year, counting taxable and nontaxable income such as Social Security
Income limit, married couple (2025 income, applications in 2026)$56,500 a year
HomeA home you own (or hold a recorded life use in) and live in as your principal residence, owned by October 1 of the assessment year; condos, mobile homes, life care units and homes on leased land count
Surviving spouseA surviving spouse aged 50 to 65 may keep the benefit if they still qualify and don't remarry

Source: Connecticut Office of Policy and Management (source 2)

What you may get

What Homeowners' Elderly/Disabled (Circuit Breaker) Tax Relief Program pays
Largest credit, married couple$1,250 off your property tax bill
Largest credit, single person$1,000 off your property tax bill

Source: Connecticut Office of Policy and Management (source 1)

Dates, renewals and waiting lists

Dates and renewals
Filing periodFebruary 1 to May 15
Do you reapply?Yes, every two years; the assessor should send you a reminder. You may refile sooner if your income drops.

Source: Connecticut Office of Policy and Management (source 1)

How Connecticut is different

Where Connecticut's rules differ from the federal rules for Property tax relief for seniors.

  • The credit is on a sliding scale: the lower your income, the larger the share of your tax it covers
  • Income counts nontaxable income such as Social Security, not just taxable income

Source: Connecticut Office of Policy and Management (source 1)

Good to know

  • Renters: Renters 65 or older use the separate Renters' Rebate program. Mobile home owners may file as renters or as homeowners, but not both.
  • If your town offers its own local tax freeze, the state credit is figured on the frozen tax.

Source: Connecticut Office of Policy and Management (source 2)

Renters' Rebate for Elderly/Disabled Renters

Connecticut gives renters 65 or older with modest income a yearly check toward rent and utilities: up to $700 for a single person or $900 for a married couple. You apply each year between April 1 and September 30 at your town assessor's office or a local agency.

How to apply

In person
File Form M-35R with your town assessor's office or a social service agency your town designates. Don't send it to OPM.

Who may qualify

Who may qualify for Renters' Rebate for Elderly/Disabled Renters
AgeYou or your spouse 65 or older by December 31, 2025; or 50 or older and the surviving spouse of someone who qualified; or 18 or older and eligible for Social Security disability
Income limit, unmarried (2025 income, 2026 rebate)$46,300 a year
Income limit, married (2025 income, 2026 rebate)$56,500 a year
HomeConnecticut resident for at least one year, renting (including room renters, co-op residents and mobile home residents)

Source: Connecticut Office of Policy and Management (source 4)

What you may get

What Renters' Rebate for Elderly/Disabled Renters pays
Largest rebate, married couple$900 a year
Largest rebate, single person$700 a year

Source: Connecticut Office of Policy and Management (source 3)

Dates, renewals and waiting lists

Dates and renewals
Filing period (2026)April 1 to September 30, 2026, with no extensions
Do you reapply?Yes, every year

Source: Connecticut Office of Policy and Management (source 4)

How Connecticut is different

Where Connecticut's rules differ from the federal rules for Property tax relief for seniors.

  • Counts rent and utility costs, not just rent

Source: Connecticut Office of Policy and Management (source 4)

Good to know

  • Renters: This is Connecticut's program for renters. Some other public aid can reduce the rebate; Social Security, SSI, energy assistance, veterans' benefits and subsidized housing do not.
  • You must be living when you apply; a rebate can't be filed for someone who has died.

Source: Connecticut Office of Policy and Management (source 4)

Free help

Free help with this in Connecticut

More help in Connecticut

Property tax relief in another state

Sources

  1. Connecticut Office of Policy and Management, Homeowners' - Elderly/Disabled (Circuit Breaker) Tax Relief Program (official government site). Checked Oct 28, 2026.
  2. Connecticut Office of Policy and Management, Homeowners Tax Relief Question and Answer Booklet, 2026 (2025 program year) (official government site). Checked Oct 28, 2026.
  3. Connecticut Office of Policy and Management, Renters' Rebate For Elderly/Disabled Renters' Tax Relief Program (official government site). Checked Oct 28, 2026.
  4. Connecticut Office of Policy and Management, Renters' Rebate Question and Answer Booklet, 2026 (official government site). Checked Oct 28, 2026.

Was this page helpful?

Report an error on this page

Tell us which figure or sentence, and where you saw the right one if you can.

Only if you want a reply. We won't add you to any list.