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Medicare and health costs

Medicare Savings Programs in Connecticut

Connecticut's Department of Social Services runs three Medicare Savings Programs: QMB, SLMB and ALMB, which is Connecticut's name for QI.

Checked

From the Connecticut Department of Social Services
An older woman in her kitchen reads a letter from the day's mail

Connecticut's income limits are far higher than the federal ones, and there is no savings limit. QMB pays your Medicare premiums, deductibles and coinsurance; SLMB and ALMB pay your Part B premium.

How to apply in Connecticut

In person
At a local DSS regional office. You can apply there or drop off a completed application; the DSS office locator lists the offices.
By mail
Mail form W-1QMB (for the Medicare Savings Program only) to DSS ConneCT Scanning Center, PO Box 1320, Manchester, CT 06045.

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in Connecticut

Who may qualify for Medicare Savings Program
2026 figuresOne personMarried couple
QMB income limit$2,807 a month (211% of the poverty level)$3,806 a month (211% of the poverty level)
SLMB income limit$3,073 a month (231% of the poverty level)$4,166 a month (231% of the poverty level)
ALMB (QI) income limit$3,272 a month (246% of the poverty level)$4,437 a month (246% of the poverty level)
Savings limitNo limitNo limit

Source: Connecticut Department of Social Services (source 1)

What you may get

What Medicare Savings Program pays
What QMB paysYour Part A and Part B premiums, Medicare deductibles and coinsurance
What SLMB paysYour Part B premium only
What ALMB paysYour Part B premium only

Source: Connecticut Department of Social Services (source 2)

How Connecticut is different

Where Connecticut's rules differ from the federal rules for Medicare Savings Programs.

  • No savings limit
  • Income limits much higher than the federal ones: QMB up to 211% of the poverty level, SLMB up to 231% and ALMB up to 246%

Source: Connecticut Department of Social Services (source 2)

Good to know

  • ALMB depends on available program funding, and you can't get it if you receive Medicaid (HUSKY).
  • These income limits took effect March 1, 2026.

Source: Connecticut Department of Social Services (source 4)

Free help

Free help with this in Connecticut

More help in Connecticut

Medicare Savings Programs in another state

Sources

  1. Connecticut Department of Social Services, DSS Program Standards Chart (effective October 1, 2026; MSP limits effective 3/1/2026) (official government site). Checked Oct 28, 2026.
  2. Connecticut Department of Social Services, Qualified Medicare Beneficiary (QMB) (official government site). Checked Oct 28, 2026.
  3. Connecticut Department of Social Services, Specified Low-Income Medicare Beneficiary (SLMB) (official government site). Checked Oct 28, 2026.
  4. Connecticut Department of Social Services, Additional Low Income Medicare Beneficiaries (ALMB) (official government site). Checked Oct 28, 2026.
  5. Connecticut Department of Social Services, About Us (contact DSS) (official government site). Checked Oct 28, 2026.

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