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Medicare and health costs

Medicare Savings Programs in Montana

Montana's Department of Public Health and Human Services runs three Medicare Savings Programs that may pay your Medicare Part B premium, and with QMB also your Part A premium, deductibles and coinsurance.

Checked

From the Montana Department of Public Health and Human Services
An older woman in her kitchen reads a letter from the day's mail

Montana uses the federal income and savings limits. You can apply online at apply.mt.gov, by phone, or at any Office of Public Assistance, and applying for Social Security's Extra Help also counts as an application.

How to apply in Montana

In person
At any Office of Public Assistance. DPHHS lists its field offices around the state on its Office of Public Assistance page.
By mail
Mail forms to Human and Community Services, PO Box 202925, Helena, MT 59620, or fax them toll free to 877-418-4533.

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in Montana

Who may qualify for Medicare Savings Program
2026 figuresOne personMarried couple
QMB income limit$1,330 a month (after the first $20 of income is set aside)$1,804 a month (after the first $20 of income is set aside)
SLMB income limit$1,596 a month (after the first $20 of income is set aside)$2,164 a month (after the first $20 of income is set aside)
QI income limit$1,796 a month (after the first $20 of income is set aside)$2,435 a month (after the first $20 of income is set aside)
Savings limit$9,950$14,910

Source: Montana Department of Public Health and Human Services (source 1)

What you may get

What Medicare Savings Program pays
What QMB paysYour Part A premium (if you don't get Part A free) and your Part B premium, plus deductibles, coinsurance and copays
What SLMB paysYour Part B premium only
What QI paysYour Part B premium

Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 4)

Dates, renewals and waiting lists

Dates and renewals
Current income limits in effect sinceApril 1, 2026

Source: Montana Department of Public Health and Human Services (source 1)

Good to know

  • Montana lists its income limits after the first $20 of monthly income is set aside, so $1,330 for QMB lines up with the federal $1,350.
  • An application to Social Security for Extra Help with drug costs also counts as an application for a Medicare Savings Program in Montana.

Source: Montana Department of Public Health and Human Services (source 1)

Free help

Free help with this in Montana

More help in Montana

Medicare Savings Programs in another state

Sources

  1. Montana Department of Public Health and Human Services, ABD 009 Table of Standards: Medicare Savings Program-Income (effective 04/01/2026) (official government site). Checked Oct 28, 2026.
  2. Montana Department of Public Health and Human Services, CMA 001 Table of Standards: General Resource Limits (official government site). Checked Oct 28, 2026.
  3. Montana Department of Public Health and Human Services, Field Offices of Public Assistance (official government site). Checked Oct 28, 2026.
  4. Medicare.gov (Centers for Medicare & Medicaid Services), Medicare Savings Programs (official government site). Checked Oct 28, 2026.

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