State Health Insurance Assistance Program (SHIP)
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Medicare and health costs
Medicare Savings Programs in Maryland
Maryland's Medicare Savings Programs, also called the Medicare Buy-In, help pay your Medicare premiums and, at the QMB level, your deductibles, copays and coinsurance.
Maryland uses the federal income and savings limits and calls its QI level SLMB II. You apply in person or by mail through your local department of social services.
How to apply in Maryland
- In person
- At your local department of social services. There is one in each county and in Baltimore City.
- By mail
- Download the Medicare Savings Program application (DHS form 9705) from the Maryland Department of Human Services and mail it to your local department of social services.
Who may qualify in Maryland
| 2026 figures | One person | Married couple |
|---|---|---|
| QMB income limit | $1,350 a month | $1,824 a month |
| SLMB income limit | $1,616 a month | $2,184 a month |
| SLMB II (QI) income limit | $1,816 a month | $2,455 a month |
| Savings limit | $9,950 | $14,910 |
What you may get
| What QMB pays | Your Medicare Part A and Part B premiums, deductibles, copays and coinsurance |
|---|---|
| What SLMB pays | Your Part B premium |
| What SLMB II (QI) pays | Your Part B premium |
Good to know
- Maryland's Medicaid page sends readers to the federal limits on Medicare.gov, and the Maryland Department of Aging's 2026 chart lists those same federal figures, effective February 1, 2026.
Free help
Free help with this in Maryland
Maryland Department of Aging (MDOA)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Maryland
Medicare Savings Programs in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Maryland Department of Health, Medicare Savings Programs (official government site). Checked Oct 28, 2026.
- Maryland Department of Aging, Memorandum #26-5: Eligibility Requirements for Select Income-Based Federal and State Programs (May 22, 2026) (official government site). Checked Oct 28, 2026.
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