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Medicare and health costs

Medicare Savings Programs in Michigan

Michigan's Medicare Savings Program, run by the Michigan Department of Health and Human Services (MDHHS), helps pay your Medicare premiums and, at the QMB level, your coinsurance and deductibles.

Checked

From the Michigan Department of Health and Human Services (MDHHS)
An older woman in her kitchen reads a letter from the day's mail

Michigan calls SLMB limited-coverage QMB and calls QI ALMB, and uses the federal savings limit. You can apply online through MI Bridges, on a paper application, or at your county MDHHS office.

How to apply in Michigan

In person
At the MDHHS office in your county.
By mail
Fill out the paper Application for Health Coverage & Help Paying Costs (DCH-1426) and send it to your county MDHHS office.

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in Michigan

Who may qualify for Medicare Savings Program
2026 figuresOne personMarried couple
QMB income limit$1,350 a month$1,824 a month

Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 1)

Limited-coverage QMB (SLMB) income limit$1,616 a month$2,184 a month

Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 1)

ALMB (QI) income limit$1,816 a month$2,455 a month

Source: Medicare.gov (Centers for Medicare & Medicaid Services) (source 1)

Savings limit$9,950$14,910

Source: Michigan Department of Health and Human Services (source 3)

What you may get

What Medicare Savings Program pays
What QMB paysYour Part B premium (and Part A premium if you have one), Medicare coinsurance and Medicare deductibles
What limited-coverage QMB (SLMB) paysYour Part B premium
What ALMB (QI) paysYour Part B premium, as long as funding is available

Source: Michigan Department of Health and Human Services (source 4)

Good to know

  • Uses the federal limits as far as we can tell. Michigan's own income table still shows the 2025 limits ($1,325 for one person and $1,783 for a couple for QMB), which matched the federal limits for that year.
  • Michigan's Medicaid site says there is a savings (asset) test for this program and points you to your county MDHHS office to apply.

Source: Michigan Department of Health and Human Services (source 2)

Free help

Free help with this in Michigan

More help in Michigan

Medicare Savings Programs in another state

Sources

  1. Medicare.gov (Centers for Medicare & Medicaid Services), Medicare Savings Programs (official government site). Checked Oct 28, 2026.
  2. Michigan Department of Health and Human Services, RFT 242: AD-Care and Medicare Savings Program Income Limits (dated April 1, 2025) (official government site). Checked Oct 28, 2026.
  3. Michigan Department of Health and Human Services, BEM 400: Assets (April 1, 2026) (official government site). Checked Oct 28, 2026.
  4. Michigan Department of Health and Human Services, BEM 165: Medicare Savings Programs (official government site). Checked Oct 28, 2026.
  5. Michigan Department of Health and Human Services, Apply for Health Care Assistance (official government site). Checked Oct 28, 2026.
  6. Michigan Department of Health and Human Services, Beneficiary Support (official government site). Checked Oct 28, 2026.
  7. Michigan Department of Health and Human Services, Health Care Programs Eligibility (official government site). Checked Oct 28, 2026.

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