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Medicare and health costs

Medicare Savings Programs in Mississippi

Mississippi's Division of Medicaid calls its Medicare Savings Programs "Medicare Cost-Sharing".

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From the Mississippi Division of Medicaid
An older woman in her kitchen reads a letter from the day's mail

They may pay your Medicare Part B premium, and with QMB also your Part A premium, deductibles and coinsurance. Mississippi has no savings limit for these programs, and its income limits are a little higher than the federal ones.

How to apply in Mississippi

In person
Call or visit any of the 30 Medicaid Regional Offices around the state to get an application, or apply at your local Social Security office.

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in Mississippi

Who may qualify for Medicare Cost-Sharing
2026 figuresOne personMarried couple
QMB income limit$1,380 a month$1,854 a month
SLMB income limit$1,646 a month$2,214 a month
QI income limit$1,846 a month$2,485 a month
Savings limitNo limitNo limit

Source: Mississippi Division of Medicaid (source 1)

What you may get

What Medicare Cost-Sharing pays
What QMB paysYour Medicare Part A and Part B premiums, deductibles and coinsurance
What SLMB paysYour Part B premium only
What QI paysYour Part B premium only, while federal funding lasts

Source: Mississippi Division of Medicaid (source 1)

How Mississippi is different

Where Mississippi's rules differ from the federal rules for Medicare Savings Programs.

  • No savings limit
  • Income limits higher than the federal ones: QMB up to $1,380 a month for one person and $1,854 for a couple

Source: Mississippi Division of Medicaid (source 1)

Good to know

  • After approval, allow 4 to 6 weeks before the Medicare premium stops coming out of your Social Security check. Premiums taken out after your start date are refunded.

Source: Mississippi Division of Medicaid (source 1)

Free help

Free help with this in Mississippi

More help in Mississippi

Medicare Savings Programs in another state

Sources

  1. Mississippi Division of Medicaid, Medicaid Eligibility Guide for Medicare Cost-Sharing Coverage (revised 3/1/2026) (official government site). Checked Oct 28, 2026.
  2. Mississippi Division of Medicaid, Mississippi Division of Medicaid (official government site). Checked Oct 28, 2026.

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