State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Mississippi. Trained counselors go through your costs and choices with you, and they don't sell plans.
Taxes
Property tax relief for seniors in Mississippi
If you are 65 or older on January 1 and own and live in your Mississippi home, you pay no property tax on the first $7,500 of its assessed value.
After the first year, the exemption can grow to cover most later increases in value. You apply at your county tax assessor's office between January 1 and April 1, and must reapply when you turn 65 even if you already have the regular exemption.
How to apply in Mississippi
- In person
- At the county tax assessor's office where the home is, during business hours, January 1 to April 1
Who may qualify in Mississippi
| Age | 65 or older (or totally disabled) by January 1 of the year you apply |
|---|---|
| Home | You own and live in the home as your primary residence on January 1, with your deed filed with the chancery clerk before January 7 |
| Other rules | You and your spouse must file and pay Mississippi income tax as residents and keep your vehicles registered |
What you may get
| Exemption | No property tax on the first $7,500 of assessed value; after the first year it can grow to include most future increases in value |
|---|---|
| Honorably discharged veterans 90 or older (and unremarried surviving spouses) | Exempt from all property taxes on the homestead (Tier 3) |
Dates, renewals and waiting lists
| Filing period | January 1 to April 1 |
|---|---|
| Do you reapply? | No, it carries over each year, unless ownership, use, occupancy or your status changes (marriage, divorce, death, a new deed and similar events), or you move to a new tier, such as turning 65 |
How Mississippi is different
Where Mississippi's rules differ from the federal rules for Property tax relief for seniors.
- Once you have it, the exemption can absorb most later increases in your home's value, which works much like a freeze
- Failing to file or pay Mississippi income tax, or claiming another state's residency, can cost you the exemption and require repayment
Good to know
- Homeowners under 65 get a smaller regular exemption, a tax credit of up to $300.
Free help
Free help with this in Mississippi
Division of Aging and Adult Services (DAAS)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Mississippi
Property tax relief in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Mississippi Department of Revenue, Homestead Exemption (official government site). Checked Oct 28, 2026.
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