State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Mississippi. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Mississippi Medicaid in Mississippi
Mississippi Medicaid can pay health costs Medicare doesn't for people 65 and older with very low income and savings.
The income limit for older adults is the SSI level, and nursing-home or home-care Medicaid has a higher limit. You can apply online through ACCESS or call the Division of Medicaid to get an application by mail.
How to apply in Mississippi
- By phone
- 1-800-421-2408
- By mail
- Call 1-800-421-2408 to request an application by mail. The Division's mailing address is PO Box 2222, Jackson, MS 39225.
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify in Mississippi
| One person | Married couple | |
|---|---|---|
| Income limit (2026) | $994 a month (the SSI level) | $1,491 a month (the SSI level) |
| Savings limit (2026) | $2,000 | $3,000 |
| Spend-down if your income is over the limit | No |
|---|---|
| Income limit for nursing-home or home-care Medicaid (2026) | $2,982 a month (300% of the SSI amount) |
| Medicaid for adults under 65 (expansion) | No: Mississippi has not expanded Medicaid to low-income adults under 65 |
Source: KFF (source 2)
Free help
Free help with this in Mississippi
Division of Aging and Adult Services (DAAS)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Mississippi
Medicaid for older adults in another state
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Sources
- Mississippi Division of Medicaid, Mississippi Division of Medicaid (temporary website) (official government site). Checked Oct 28, 2026.
- KFF, Medicaid Eligibility Levels for Older Adults and People with Disabilities (Non-MAGI) in 2026. Checked Oct 28, 2026.
- KFF, Status of State Medicaid Expansion Decisions. Checked Oct 28, 2026.
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