Senior Health Insurance Benefits Advisors (SHIBA)
Free, unbiased Medicare counseling in Idaho. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Idaho Medicaid can pay health costs Medicare doesn't for people 65 and older.
Through Aid to the Aged, Blind, and Disabled (AABD) Medicaid you may qualify with income up to $1,047 a month for one person and savings up to $2,000. Nursing-home care and home and community-based services have a higher income limit.
Applying is free. Nobody should charge you to apply.
Apply on the official site| One person | Married couple | |
|---|---|---|
| Income limit (AABD Medicaid, 2026) | $1,047 a month | $1,511 a month |
| Savings limit (2026) | $2,000 | $3,000 |
| Spend-down if your income is over the limit | No Source: KFF (source 3) |
|---|---|
| Income limit for nursing-home or home-care Medicaid (2026) | $3,002 a month for one person, $5,984 for a couple, for nursing-home care and home and community-based services; savings limit $2,000 each |
| Medicaid for adults under 65 (expansion) | Yes: Adult Medicaid (including expansion) covers adults with income up to $1,836 a month for one person (2026) |
Where Idaho's rules differ from the federal rules for Medicaid for people with Medicare.
Free help
Free, unbiased Medicare counseling in Idaho. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.