Senior Health Insurance Benefits Assistance (SHIBA)
Free, unbiased Medicare counseling in Oregon. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Oregon Health Plan (Medicaid) in Oregon
Oregon's Medicaid program is called the Oregon Health Plan (OHP).
For people 65 and older with low income and savings it can pay health costs Medicare doesn't, and Medicaid also pays for long-term care at home or in a facility for people who qualify. The Aging and Disability Resource Connection (ADRC) can help you sort out long-term care options and apply.
How to apply in Oregon
- By phone
- 1-800-699-9075
- In person
- Make an appointment at your local ODHS benefits office. For long-term care help, call the ADRC at 855-673-2372.
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify in Oregon
| One person | Married couple | |
|---|---|---|
| Income limit (2026) | $994 a month (the SSI level) | $1,491 a month (the SSI level) |
| Savings limit (2026) | $2,000 | $3,000 |
| Spend-down if your income is over the limit | No |
|---|---|
| Income limit for nursing-home or home-care Medicaid (2026) | $2,982 a month (300% of the SSI amount) |
| Medicaid for adults under 65 (expansion) | Yes: Oregon expanded Medicaid to low-income adults under 65 |
Source: KFF (source 3)
How Oregon is different
Where Oregon's rules differ from the federal rules for Medicaid for people with Medicare.
- Help at home through Oregon Project Independence-Medicaid (OPI-M), free for people with limited income and resources who qualify
Free help
Free help with this in Oregon
Aging and People with Disabilities
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Oregon
Medicaid for older adults in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Oregon Department of Human Services, Long-Term Care (official government site). Checked Oct 28, 2026.
- Oregon Department of Human Services, Medicare Savings Programs (official government site). Checked Oct 28, 2026.
- KFF, Medicaid Eligibility Levels for Older Adults and People with Disabilities (Non-MAGI) in 2026. Checked Oct 28, 2026.
- KFF, Status of State Medicaid Expansion Decisions. Checked Oct 28, 2026.
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