State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in South Carolina. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Healthy Connections is South Carolina's Medicaid program.
People 65 and older may qualify for its Aged, Blind or Disabled (ABD) coverage with income up to the poverty level and savings up to $9,950 for one person, far above most states' savings limits. Nursing-home care and home-care waivers have a higher income limit.
Applying is free. Nobody should charge you to apply.
Apply on the official site| One person | Married couple | |
|---|---|---|
| Income limit (from March 1, 2026) | $1,330 a month (100% of the poverty level) | $1,804 a month (100% of the poverty level) Source: South Carolina Department of Health and Human Services (source 1) |
| Savings limit (from January 1, 2026) | $9,950 | $14,910 Source: South Carolina Department of Health and Human Services (source 1) |
| Spend-down if your income is over the limit | No Source: KFF (source 2) |
|---|---|
| Income limit for nursing-home or home-care Medicaid (2026) | $2,982 a month (300% of the SSI federal benefit rate), for nursing facilities and home and community-based waivers Source: South Carolina Department of Health and Human Services (source 1) |
| Medicaid for adults under 65 (expansion) | No: South Carolina has not expanded Medicaid to low-income adults under 65 Source: KFF (source 3) |
Where South Carolina's rules differ from the federal rules for Medicaid for people with Medicare.
Source: South Carolina Department of Health and Human Services (source 1)
Source: South Carolina Department of Health and Human Services (source 1)
Free help
Free, unbiased Medicare counseling in South Carolina. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.