Ohio Senior Health Insurance Information Program (OSHIIP)
Free, unbiased Medicare counseling in Ohio. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
Ohio Medicaid in Ohio
Ohio Medicaid covers people 65 and older through Medicaid for Aged, Blind, or Disabled Individuals and can pay health costs Medicare doesn't.
The income limit is the SSI benefit rate, $994 a month for one person in 2026. Your County Department of Job and Family Services handles applications.
How to apply in Ohio
- By phone
- 1-800-324-8680
- In person
- At your County Department of Job and Family Services.
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify in Ohio
| One person | Married couple | |
|---|---|---|
| Income limit (2026) | $994 a month (the SSI benefit rate) | $1,491 a month (the SSI benefit rate) |
| Savings limit (2026) | $2,000 | $3,000 Source: KFF (source 3) |
| Spend-down if your income is over the limit | No Source: KFF (source 3) |
|---|---|
| Income limit for nursing-home or home-care Medicaid (2026) | $2,982 a month (300% of the SSI amount) Source: KFF (source 3) |
| Medicaid for adults under 65 (expansion) | Yes: Ohio expanded Medicaid to low-income adults under 65 Source: KFF (source 4) |
Free help
Free help with this in Ohio
Ohio Department of Aging
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Ohio
Medicaid for older adults in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Ohio Department of Medicaid, Ohio Medicaid 2026 Monthly Financial Eligibility: Aged, Blind, or Disabled Individuals (official government site). Checked Oct 28, 2026.
- Ohio Department of Medicaid, Medicare Premium Assistance Program (MPAP) (official government site). Checked Oct 28, 2026.
- KFF, Medicaid Eligibility Levels for Older Adults and People with Disabilities (Non-MAGI) in 2026. Checked Oct 28, 2026.
- KFF, Status of State Medicaid Expansion Decisions. Checked Oct 28, 2026.
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