DC State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in District of Columbia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Medicare and health costs
DC Medicaid covers people 65 and older under its aged, blind and disabled group and can pay health costs Medicare doesn't.
You may qualify with income up to the poverty level and savings under $4,000 for one person, which is higher than many states allow. Your home, a car, furnishings, clothing and jewelry don't count toward that limit.
Applying is free. Nobody should charge you to apply.
Apply on the official site| One person | Married couple | |
|---|---|---|
| Income limit (2026) | $1,330 a month (100% of the poverty level) | $1,804 a month (100% of the poverty level) |
| Savings limit, one person | $4,000 |
|---|---|
| Spend-down if your income is over the limit | Yes: DC has a medically needy (spend-down) path for older adults whose income is over the limit Source: KFF (source 3) |
| Medicaid for adults under 65 (expansion) | Yes: DC expanded Medicaid to low-income adults under 65 Source: KFF (source 4) |
Where District of Columbia's rules differ from the federal rules for Medicaid for people with Medicare.
Free help
Free, unbiased Medicare counseling in District of Columbia. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.