Medicare and health costs

HUSKY Health (Medicaid) in Connecticut

In Connecticut, Medicaid for people 65 and older is called HUSKY C. It can pay health costs Medicare doesn't and includes long-term services and supports, such as nursing-home care.

Checked Oct 28, 2026

From the Connecticut Department of Social Services (DSS)

An older woman in her kitchen reads a letter from the day's mail

Connecticut's savings limit is lower than most states' ($1,600 for one person), but if your income or savings are over the limit you may still qualify through the spend-down program.

How to apply in Connecticut

Online: connect.ct.gov (official government site)
In person: At a DSS resource center, where you can fill out an application or drop one off.
By mail: Download the DSS Application for Benefits, print it and mail it to DSS.
Who runs it: Connecticut Department of Social Services (DSS) (official government site)

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in Connecticut

Who may qualify for HUSKY Health
	One person	Married couple
Income limit (HUSKY C)	$851 a month, not counting an unearned-income disregard that raises the real limit	$1,153 a month, not counting an unearned-income disregard that raises the real limit Source: HUSKY Health, Connecticut Department of Social Services (source 1)
Savings limit (HUSKY C)	$1,600	$2,400 Source: HUSKY Health, Connecticut Department of Social Services (source 1)

Spend-down if your income is over the limit	Yes: through the spend-down program you may qualify if you spend your extra income or savings on qualifying medical expenses Source: Connecticut Department of Social Services (source 2)
Income limit for nursing-home or home-care Medicaid (2026)	$2,982 a month for one person, for HUSKY C long-term services and supports (savings limit $1,600) Source: HUSKY Health, Connecticut Department of Social Services (source 1)
Medicaid for adults under 65 (expansion)	Yes: HUSKY D covers adults 19 up to their 65th birthday without dependent children who don't get Medicare, with no savings limit Source: HUSKY Health, Connecticut Department of Social Services (source 1)

How Connecticut is different

Where Connecticut's rules differ from the federal rules for Medicaid for people with Medicare.

Lower savings limit than most states: $1,600 for one person, $2,400 for a couple
Spend-down available for people over the income or savings limit

Sources: HUSKY Health, Connecticut Department of Social Services (source 1), Connecticut Department of Social Services (source 2)

Good to know

For long-term services and supports, DSS reviews your income and assets for the past five years if you haven't already been getting DSS Medicaid.
For a married couple applying for long-term care, the limits are based on the community spouse protected amount.

Source: Connecticut Department of Social Services (source 2)

Free help

Free help with this in Connecticut

CHOICES
Free, unbiased Medicare counseling in Connecticut. Trained counselors go through your costs and choices with you, and they don't sell plans.
1-800-994-9422
Connecticut Department of Aging and Disability Services website (official government site)
Department of Aging and Disability Services
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Connecticut Department of Aging and Disability Services website (official government site)

More help in Connecticut

Medicaid for older adults in another state

Sources

HUSKY Health, Connecticut Department of Social Services, How to Qualify (official government site). Checked Oct 28, 2026.
Connecticut Department of Social Services, HUSKY C (official government site). Checked Oct 28, 2026.
Connecticut Department of Social Services, How to Apply (official government site). Checked Oct 28, 2026.

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