Missouri SHIP
Free, unbiased Medicare counseling in Missouri. Trained counselors go through your costs and choices with you, and they don't sell plans.
Taxes
Property tax relief for seniors in Missouri
Missouri has 2 programs that can lower property taxes for older adults: Missouri Property Tax Credit Claim and Senior homestead property tax credit (county option, age 62 and older). Each one has its own rules and deadline.
Missouri Property Tax Credit Claim
Missouri gives people 65 or older with low income a credit for part of the property tax or rent they paid: up to $1,100 for homeowners and $750 for renters. You claim it with the Department of Revenue on Form MO-PTC, or with your income tax return if you must file one.
How to apply
- By mail
- Form MO-PTC if you don't have to file a Missouri income tax return; otherwise Form MO-PTS attached to Form MO-1040
Applying is free. Nobody should charge you to apply.
Apply on the official siteWho may qualify
| Age | You or your spouse 65 or older by December 31, 2025 and a Missouri resident all of 2025 (100% disabled people, and surviving spouses 60 or older on survivor benefits, may also qualify) |
|---|---|
| Household income limit, owned and lived in the home all year, single (2025 claim) | $30,000 or less |
| Household income limit, owned and lived in the home all year, married filing combined (2025 claim) | $34,000 or less |
| Household income limit, renters and part-year owners (2025 claim) | $27,200 or less single; $29,200 or less married filing combined |
| Home | You paid real estate tax or rent on the home you lived in; renting from a property that pays no property tax doesn't qualify |
What you may get
| Largest credit, homeowners who owned and lived in the home all year | $1,100 |
|---|---|
| Largest credit, renters | $750 |
Dates, renewals and waiting lists
| Deadline for the 2025 claim | April 15, 2026; you have three years from the due date to file a late claim |
|---|---|
| Do you reapply? | Yes, a claim for each year |
How Missouri is different
Where Missouri's rules differ from the federal rules for Property tax relief for seniors.
- Household income counts nontaxable income too, and both spouses' income
- A surviving spouse, or the estate if there is none, may file the claim
Good to know
- Renters: Renters 65 or older may claim up to $750, with rent receipts, Form 5674 or a signed landlord statement, unless the building pays no property tax.
Senior homestead property tax credit (county option, age 62 and older)
Missouri lets each county choose to freeze the property tax bill on the homes of residents 62 or older, by crediting back any increase over the bill in their first eligible year. It applies only where the county has adopted it, by ordinance or by a public vote. The credit shows on the tax statement from your county collector.
How to apply
- In person
- Ask your county collector or assessor whether your county has adopted the credit and what it requires; counties set their own procedures
- Who runs it
- Your county (county governing body and county collector)
Who may qualify
| Age | 62 or older |
|---|---|
| Home | A Missouri resident who owns the home (or has a written legal or equitable interest), lives in it as the primary residence and is responsible for its property tax |
What you may get
| What it does | A credit equal to any increase in your home's property tax over your bill in your first eligible year, so your bill doesn't go up |
|---|
How Missouri is different
Where Missouri's rules differ from the federal rules for Property tax relief for seniors.
- Local option: available only in counties that adopt it by ordinance or by voter petition and referendum
- New construction or improvements raise the frozen amount
Free help
Free help with this in Missouri
Division of Senior and Disability Services (DSDS)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Missouri
Property tax relief in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Missouri Department of Revenue, Property Tax Credit (official government site). Checked Oct 28, 2026.
- Missouri Department of Revenue, Missouri Property Tax Credit: Am I Eligible? (2025 claim chart) (official government site). Checked Oct 28, 2026.
- Missouri Department of Revenue, Property Tax Credit Claim FAQs (official government site). Checked Oct 28, 2026.
- Missouri Revisor of Statutes, RSMo 137.1050, Homestead property tax credit, persons 62 or older (effective August 28, 2025) (official government site). Checked Oct 28, 2026.
Was this page helpful?
Report an error on this page
Newsletter
Get an email when the rules change
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.
- Free, about twice a month
- One-click unsubscribe in every email
- We never sell or share your email