State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Wisconsin. Trained counselors go through your costs and choices with you, and they don't sell plans.
Taxes
Wisconsin has 2 programs that can lower property taxes for older adults: Lottery and Gaming Credit and Wisconsin Homestead Credit. Each one has its own rules and deadline.
Wisconsin's Lottery and Gaming Credit lowers the property tax bill on the home you own and live in, at any age and any income. It shows on your tax bill below the total tax. You apply once with your county or city treasurer, and the credit stays with the home while it is your main residence.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Age | Any age |
|---|---|
| Income limit | No income limit |
| Home | You may qualify if you are a Wisconsin resident and own the home and use it as your main residence on January 1 of the year the taxes are levied |
| What it's worth | Varies each year: the state sets a maximum value, and your credit is that value (or your home's value, if lower) times your school tax rate |
|---|
| Application deadline | If the credit is missing from your bill, apply to your town, village or city treasurer by January 31 after the bill arrives, or file a late claim with the Department of Revenue by October 1 |
|---|---|
| Renewal | No yearly application. Tell the county treasurer (form LC-400) within 30 days if the home stops being your main residence. |
Where Wisconsin's rules differ from the federal rules for Property tax relief for seniors.
Wisconsin's Homestead Credit pays back part of your property taxes or rent if your household income is under $24,680. People 62 and older can claim it whether or not they work, and both owners and renters qualify. The most it paid for 2025 was $1,168.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Age, 2025 claims | 62 or older on December 31, 2025 (or disabled, or 18 to 61 with earned income) |
|---|---|
| Household income limit, 2025 | Less than $24,680 |
| Home and residency | You may qualify if you own or rent a Wisconsin home that pays property taxes and lived in Wisconsin all of 2025 |
| Nursing homes | You can't claim while living in a nursing home and getting Medicaid (Title XIX) |
| Most the credit can be, 2025 claims | $1,168 |
|---|---|
| How renters' rent counts | 20% of rent counts as property tax if heat is included, 25% if it isn't |
| Deadline, 2025 claims | April 15, 2030. You can still file 2022 claims until April 15, 2027. |
|---|---|
| Renewal | Every year, a new claim for each year |
Where Wisconsin's rules differ from the federal rules for Property tax relief for seniors.
Free help
Free, unbiased Medicare counseling in Wisconsin. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.