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Taxes
Property tax relief for seniors in Alabama
If you are 65 or older and live in a home you own in Alabama, you may owe no state property tax on it. Depending on your income, the exemption can also cover part or all of your county taxes.
You claim it once at your county office.
How to apply in Alabama
- In person
- At your county office that handles property assessment (assessor, revenue commissioner or probate judge, depending on the county)
Who may qualify in Alabama
| Age | 65 or older (or permanently and totally disabled, or blind, at any age) |
|---|---|
| Income limit for the basic senior exemption (H-4) | No income limit |
| Income limit for the larger county exemption (H-2), 2025-2026 tax year | Adjusted gross income under $12,000 on your most recent Alabama income tax return Source: Alabama Department of Revenue, Property Tax Division (source 2) |
| Income limit for the full exemption (H-3) | Net taxable income of $12,000 or less on your combined (you and your spouse) federal income tax return |
| Home | A single-family home you own and live in as your main home on the first day of the tax year, with no more than 160 acres |
What you may get
| Basic senior exemption (H-4), any income | No state property tax, plus the regular $2,000 of assessed value off county taxes |
|---|---|
| With adjusted gross income under $12,000 (H-2) | No state property tax, plus $5,000 of assessed value off county taxes, including school district taxes |
| With combined federal net taxable income of $12,000 or less (H-3) | No property tax at all on the home (all ad valorem taxes) |
How Alabama is different
Where Alabama's rules differ from the federal rules for Property tax relief for seniors.
- Everyone 65 or older pays no state share of property tax on their home, whatever their income
- People 65 or older with very low income may pay no property tax at all on their home
Good to know
- The county amounts are counted in assessed value, the figure your county uses to figure your tax, not what the home would sell for.
- Counties, cities and other taxing bodies may grant up to $4,000 of assessed value on their own.
Free help
Free help with this in Alabama
Alabama Department of Senior Services
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Alabama
Property tax relief in another state
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Alabama Department of Revenue, Homestead Exemptions (official government site). Checked Oct 28, 2026.
- Alabama Department of Revenue, Property Tax Division, Homestead Exemption: Verification of Income, 2025-2026 Tax Year (Act 2013-295), memorandum of October 2, 2025 (official government site). Checked Oct 28, 2026.
- Alabama Department of Revenue, What is a homestead exemption? (official government site). Checked Oct 28, 2026.
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