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Medicare and health costs

Medicare Savings Programs in New Mexico

New Mexico's Medicare Savings Programs, run by the Health Care Authority, pay your Medicare Part B premium, and with QMB also your Part A premium, deductibles and copays.

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From the New Mexico Health Care Authority
An older woman in her kitchen reads a letter from the day's mail

New Mexico no longer has a savings test for these programs, so only your income counts. You can apply online through YES New Mexico, by phone, or at a local Income Support Division office.

How to apply in New Mexico

In person
Take your signed application to your local Income Support Division (ISD) office.
By mail
Mail the signed Application for Assistance (HCA 100) to Central ASPEN Scanning Area (CASA), PO Box 830, Bernalillo, NM 87004, or fax it to 1-855-804-8960.

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in New Mexico

Who may qualify for Medicare Savings Program
2026 figuresOne personMarried couple
QMB income limit$1,330 a month (after the first $20 of income is set aside)$1,804 a month (after the first $20 of income is set aside)
SLMB income limit$1,596 a month (after the first $20 of income is set aside)$2,164 a month (after the first $20 of income is set aside)
QI income limit$1,796 a month (after the first $20 of income is set aside)$2,435 a month (after the first $20 of income is set aside)
Savings limitNo limitNo limit

Source: New Mexico Health Care Authority (source 1)

What you may get

What Medicare Savings Program pays
What QMB paysYour Part B premium, the Part A premium if you pay one, and Medicare deductibles and copays
What SLMB paysYour Part B premium only
What QI paysYour Part B premium only

Source: New Mexico Health Care Authority (source 1)

How New Mexico is different

Where New Mexico's rules differ from the federal rules for Medicare Savings Programs.

  • No savings limit

Source: New Mexico Health Care Authority (source 1)

Good to know

  • New Mexico's chart lists the poverty-level amounts. The first $20 of monthly income isn't counted, so the $1,330 QMB limit lines up with the federal $1,350 (and the same for the other limits).
  • These limits apply from April 1, 2026, to March 31, 2027.

Sources: New Mexico State Records Center and Archives (source 3), New Mexico Health Care Authority (source 1)

Free help

Free help with this in New Mexico

More help in New Mexico

Medicare Savings Programs in another state

Sources

  1. New Mexico Health Care Authority, Aged, Blind and Disabled Medicaid Programs: Federal Poverty Levels (MAD 029, revised 04/01/2026) (official government site). Checked Oct 28, 2026.
  2. New Mexico Health Care Authority, Apply for Benefits (official government site). Checked Oct 28, 2026.
  3. New Mexico State Records Center and Archives, 8.240.500 NMAC: Qualified Medicare Beneficiaries, Income and Resource Standards (official government site). Checked Oct 28, 2026.
  4. New Mexico Health Care Authority, Application for Assistance (HCA 100, revised 5.1.2026) (official government site). Checked Oct 28, 2026.

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