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Medicare and health costs

Medicare Savings Programs in Pennsylvania

Pennsylvania's Medicare Savings Programs are part of Medical Assistance and go by the name Healthy Horizons.

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From the Pennsylvania Department of Human Services
An older woman in her kitchen reads a letter from the day's mail

They pay your Medicare Part B premium, and with QMB also your Part A premium, deductibles and coinsurance. Pennsylvania uses the federal income and savings limits, and you can apply online through COMPASS, by phone, or at your county assistance office.

How to apply in Pennsylvania

In person
At your local county assistance office (CAO). The Department of Human Services lists every office on its website.
By mail
Download the Pennsylvania Application for Benefits (PA 600) and mail it to your local county assistance office.

Applying is free. Nobody should charge you to apply.

Apply on the official site

Who may qualify in Pennsylvania

Who may qualify for Healthy Horizons
2026 figuresOne personMarried couple
QMB income limit$1,350 a month$1,824 a month
SLMB income limitLess than $1,616 a monthLess than $2,184 a month
QI-1 income limitLess than $1,816 a monthLess than $2,455 a month
Savings limit$9,950$14,910

Source: Pennsylvania Department of Human Services (source 1)

What you may get

What Healthy Horizons pays
What QMB paysYour Medicare Part A and Part B premiums, deductibles and coinsurance
What SLMB paysYour Part B premium only
What QI-1 paysYour Part B premium only

Source: Pennsylvania Department of Human Services (source 1)

Good to know

  • If your savings are no more than $2,000 ($3,000 for a couple) and your income is within the QMB limit, QMB also comes with full Medical Assistance coverage.
  • The income limits include the first $20 of monthly income, which isn't counted.

Source: Pennsylvania Department of Human Services (source 1)

Free help

Free help with this in Pennsylvania

More help in Pennsylvania

Medicare Savings Programs in another state

Sources

  1. Pennsylvania Department of Human Services, Medicaid for Older People and People with Disabilities (Healthy Horizons section) (official government site). Checked Oct 28, 2026.
  2. Pennsylvania Department of Human Services, Apply for Benefits (official government site). Checked Oct 28, 2026.

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