State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Maryland. Trained counselors go through your costs and choices with you, and they don't sell plans.
Food
Maryland's SNAP, which the state used to call the Food Supplement Program, puts money on the Independence Card each month to help buy groceries.
If someone in your home is 60 or older and your federal benefit is under $50 a month, Maryland adds enough to bring it to $50. Older adults with no earnings can use a simpler application and stay approved for 36 months without a renewal interview.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Savings limit, household with someone 60+ or disabled, gross income below 200% of poverty | No limit |
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| Savings limit if gross income is 200% of poverty or more (Oct. 2026 to Sept. 2027) | $4,750 |
| Gross income limit for the no-savings-test rule (broad-based categorical eligibility) | 200% of the poverty level |
| State minimum, household with someone 60 or older | $50 a month (Maryland adds the difference if the federal benefit is less) |
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| How long approval lasts, ESAP or MSNAP households (60+, no earnings) | 36 months |
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Where Maryland's rules differ from the federal rules for SNAP for seniors.
Free help
Free, unbiased Medicare counseling in Maryland. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.