State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in New Jersey. Trained counselors go through your costs and choices with you, and they don't sell plans.
Food
NJ SNAP puts a monthly amount on a Families First EBT card to help you buy groceries.
New Jersey adds its own money so every household that qualifies gets at least $95 a month, and approval for people 60 and older lasts 24 months.
Applying is free. Nobody should charge you to apply.
Apply on the official site| Savings limit, household with someone 60+ or disabled, gross income at or under 185% of poverty | No limit |
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| Savings limit if gross income is over 185% of poverty (Oct. 2026 to Sept. 2027) | $4,750 |
| Gross income limit for the no-savings-test rule (broad-based categorical eligibility) | 185% of the poverty level |
| State minimum monthly benefit, any household that qualifies | $95 a month |
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| How long approval lasts, people 60+ or with a disability | 24 months |
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Where New Jersey's rules differ from the federal rules for SNAP for seniors.
Free help
Free, unbiased Medicare counseling in New Jersey. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.