New Mexico ADRC State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in New Mexico. Trained counselors go through your costs and choices with you, and they don't sell plans.
Prescription costs
No state drug-cost program: help with drug costs in New Mexico
New Mexico does not run a program to help older people in general pay for prescriptions; the program Medicare lists for New Mexico is the New Mexico Medical Insurance Pool, a state health insurance pool whose Medicare plan is only for people under 65 who have Medicare because of a disability.
If your income and savings are limited, you may qualify for Extra Help, the federal program that lowers drug costs. It can lower your Medicare drug plan premium, deductible and copays.
Good to know
- The New Mexico Medical Insurance Pool's Medicare plan is for people under 65 who have Medicare because of a disability. It is not a drug program for older people.
- Extra Help is a Medicare program for people with limited income and savings. It can help pay Part D premiums, deductibles and copays. You can apply through Social Security or get free help from your State Health Insurance Assistance Program (SHIP).
- In 2026, Extra Help's limits are $23,940 a year in income and $18,090 in savings for one person, or $32,460 and $36,100 for a married couple. Some people get it automatically.
Sources: New Mexico Medical Insurance Pool (source 3), Medicare.gov (Centers for Medicare & Medicaid Services) (source 2)
Free help
Free help with this in New Mexico
Aging and Long-Term Services Department (ALTSD)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in New Mexico
State help with drug costs in another state
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Sources
- Medicare.gov (Centers for Medicare & Medicaid Services), Find out if your state has a State Pharmaceutical Assistance Program: New Mexico (official government site). Checked Oct 28, 2026.
- Medicare.gov (Centers for Medicare & Medicaid Services), Help with drug costs (official government site). Checked Oct 28, 2026.
- New Mexico Medical Insurance Pool, Medicare Carve-Out Plan. Checked Oct 28, 2026.
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