State Health Insurance Program (SHIP)
Free, unbiased Medicare counseling in Vermont. Trained counselors go through your costs and choices with you, and they don't sell plans.
Prescription costs
VPharm: help with drug costs in Vermont
VPharm is Vermont's program that helps people with a Medicare drug plan pay for prescriptions, for a small monthly premium.
You may qualify if your income is up to $2,993 a month for one person or $4,060 for two (from April 2026). The premium is $15, $20 or $50 a month per person, depending on income.
How to apply in Vermont
- By phone
- 1-800-250-8427
- By mail
- Fill out the 201P Pharmacy Programs Application, or call and ask for one to be mailed to you
Who may qualify in Vermont
| One person | Married couple | |
|---|---|---|
| Monthly income limit (from April 1, 2026) | Up to $2,993 a month | Up to $4,060 a month |
| Medicare drug plan | Must be enrolled in Medicare Part D |
|---|
What you may get
| What VPharm does | Helps pay for prescription medicines for people with a Medicare Part D plan |
|---|---|
| Your VPharm premium (from April 1, 2026) | $15 a month per person up to 150% of the poverty level, $20 up to 175%, $50 up to 225% |
Good to know
- VPharm coverage can start on the first of the month after you pay your first premium bill.
- Healthy Vermonters is a separate discount on prescriptions, with no premium, for people without drug coverage.
- Vermont's ADAP is a separate program for people living with HIV.
Sources: Department of Vermont Health Access (source 1), Medicare.gov (Centers for Medicare & Medicaid Services) (source 3)
Free help
Free help with this in Vermont
Adult Services Division
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Vermont
State help with drug costs in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Department of Vermont Health Access, Prescription Assistance (official government site). Checked Oct 28, 2026.
- Department of Vermont Health Access, 2026 Standards Change for Healthcare (VPharm income limits and premiums) (official government site). Checked Oct 28, 2026.
- Medicare.gov (Centers for Medicare & Medicaid Services), Find out if your state has a State Pharmaceutical Assistance Program: Vermont (official government site). Checked Oct 28, 2026.
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