State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in New Jersey. Trained counselors go through your costs and choices with you, and they don't sell plans.
Area Agencies on Aging
The New Jersey Division of Aging Services, part of the Department of Human Services, is the state's agency on aging.
Each of the 21 counties has an Area Agency on Aging that leads the county's Aging and Disability Resource Connection. Its programs include Community Choice, caregiver help, respite and PACE. Call 1-877-222-3737 or find your county office online.
Applying is free. Nobody should charge you to apply.
Apply on the official siteSources: New Jersey Department of Human Services (source 1), Administration for Community Living (source 3)
Free help
Free, unbiased Medicare counseling in New Jersey. Trained counselors go through your costs and choices with you, and they don't sell plans.
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
Newsletter
Benefit figures, deadlines and rules change every year. We'll tell you what changed and what to check, about twice a month.