State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in Kentucky. Trained counselors go through your costs and choices with you, and they don't sell plans.
Free Medicare counseling
State Health Insurance Assistance Program (SHIP): free Medicare counseling in Kentucky
Kentucky's State Health Insurance Assistance Program, called SHIP, gives free Medicare counseling. The Department for Aging and Independent Living runs it.
Call the toll-free number to reach a counselor.
How to apply in Kentucky
- By phone
- 1-877-293-7447
- In person
- Call the toll-free number to reach a SHIP counselor. The Department for Aging and Independent Living website has more.
Who may qualify in Kentucky
| Who may get help | Anyone with Medicare, and their family and caregivers |
|---|
Good to know
- There is no cost to use SHIP services.
- The department's home page lists the same toll-free number for help understanding Medicare benefits.
- The SHIP National Technical Assistance Center lists this program as the state's SHIP.
Sources: SHIP National Technical Assistance Center (source 4), Kentucky Cabinet for Health and Family Services (source 2)
Free help
Free help with this in Kentucky
Department for Aging and Independent Living (DAIL)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in Kentucky
Free Medicare counseling in another state
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Sources
- Centers for Medicare & Medicaid Services, State Health Insurance Assistance Program (SHIP), Kentucky (official government site). Checked Oct 28, 2026.
- Kentucky Cabinet for Health and Family Services, Department for Aging and Independent Living (official government site). Checked Oct 28, 2026.
- Administration for Community Living, State Health Insurance Assistance Program (SHIP) (official government site). Checked Oct 28, 2026.
- SHIP National Technical Assistance Center, About SHIPs. Checked Oct 28, 2026.
- SHIP National Technical Assistance Center, Kentucky SHIP. Checked Oct 28, 2026.
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