State Health Insurance Assistance Program (SHIP)
Free, unbiased Medicare counseling in New Jersey. Trained counselors go through your costs and choices with you, and they don't sell plans.
Free Medicare counseling
State Health Insurance Assistance Program (SHIP): free Medicare counseling in New Jersey
New Jersey's State Health Insurance Assistance Program, called SHIP, gives free Medicare counseling from volunteer counselors.
The New Jersey Department of Human Services, Division of Aging Services, runs it. Counselors do not sell, recommend or endorse any insurance product, agent, company or plan.
How to apply in New Jersey
- By phone
- 1-800-792-8820
- In person
- There are counseling sites in all 21 counties. Appointments can be by phone, online or in person. Contact the lead counseling agency for your area or your County Office on Aging.
Who may qualify in New Jersey
| Who may get help | Anyone with Medicare, and their family and caregivers |
|---|
Good to know
- There is no cost to use SHIP services.
- The SHIP National Technical Assistance Center lists this program as the state's SHIP.
Sources: New Jersey Department of Human Services (source 1), SHIP National Technical Assistance Center (source 4)
Free help
Free help with this in New Jersey
Division of Aging Services (DoAS)
Your local Area Agency on Aging can help with meals, rides, help at home, caregiver support and applying for benefits.
More help in New Jersey
Free Medicare counseling in another state
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- New Jersey Department of Human Services, State Health Insurance Assistance Program (SHIP) (official government site). Checked Oct 28, 2026.
- Administration for Community Living, State Health Insurance Assistance Program (SHIP) (official government site). Checked Oct 28, 2026.
- SHIP National Technical Assistance Center, About SHIPs. Checked Oct 28, 2026.
- SHIP National Technical Assistance Center, New Jersey SHIP. Checked Oct 28, 2026.
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